Simple 2-step flow

Start Your Loan Optimization

Buy one token, run one personalized loan payoff optimization, and download your PDF report with smarter payment options, projected interest savings, and payoff time.

Token 1 token = 1 optimization
Results Payment options and projected savings
Report Downloadable PDF report

One-time payment. No subscription. 1 token = 1 optimization. Delivered by email.

Step 1 Need a token first?

Buy your token

Purchase a token to unlock one optimization. Once the purchase is complete, you will receive your token by email.

One token is required for each optimization Buy Token
Step 2 Already bought your token?

Start your optimization

If you already purchased your token, go to the form and enter the token you received by email to begin your optimization.

After purchase, use your email token to start the optimization and enter your loan details.

Use the token from your purchase email Start Optimization

Important: every new optimization or update requires a new token.

Want to understand the method first? See how Fynia works. Want more context before buying? Explore our loan payoff guides or start with what is a loan payoff optimizer. Want to preview the output? Explore real optimization examples. Need help before buying? Contact Fynia support.