Step 2 of 2

Enter your access code and loan details.

Use the access code from your purchase email, then enter your current loan information to generate your personalized payoff report.

Your report will compare all six payoff paths, projected savings, payoff time, Payment Efficiency, and amortization schedules.

Need an access code? Start with checkout.

Access code

Enter your report access code

Enter the 16-character code from your purchase email.

Your access code is used to generate one personalized report from the loan inputs you submit below.

Before you start

Have these details ready

  • Your report access code
  • Current loan balance
  • Annual interest rate
  • Current monthly payment
  • Next payment month and year
  • Optional loan-linked monthly fees, if any

Use the numbers from your latest loan statement for more accurate projections.

Need an access code first? Start with checkout.

Loan details

Complete your loan details

Complete the fields below so Fynia can generate your personalized payoff report and compare all six payoff paths side by side.

Use your remaining balance, not the original loan amount.

Select the month and year of your next scheduled payment.

Choose whether you are entering an annual or monthly rate, then type the rate value below. Annual rate is the most common option.

Enter the monthly amount applied to loan principal and interest only — do not include insurance or other fees.

Enter the average monthly amount for fees that stop when the loan ends (e.g., loan insurance, servicing/collection fees). This does not change the optimization; it’s only used to estimate extra savings from finishing earlier.

Review your information, then generate your report.

Your report includes all six payoff paths, projected savings, payoff time, Payment Efficiency, and amortization schedules.

Results are estimates based on your loan inputs and lender terms. Not financial advice.