Terms & Conditions

Welcome to Fynia! By accessing and using our website and services, you agree to be bound by the following terms and conditions. Please read these terms carefully, as they govern your use of Fynia's services. If you do not agree with these terms, please refrain from using our services.

1. Token Validity

Tokens purchased through Fynia are valid for a period of 30 days from the date of purchase. After this period, any unused tokens will expire and cannot be redeemed. It is the user’s responsibility to monitor the validity of their tokens and use them within the specified timeframe.

2. User Responsibility

Fynia does not assume responsibility for errors, including but not limited to incorrect data entry or miscommunication, made by the user during the use of our services. Users are advised to carefully review all information before submission to ensure accuracy.

3. Intellectual Property

The Fynia name, logo, and all related trademarks, service marks, design elements, and other brand features are the exclusive property of Fynia. No part of our intellectual property may be used, copied, reproduced, or redistributed in any form without our explicit written permission.

4. Refund Policy

All token purchases are final. Fynia maintains a strict no-refund policy once a token has been purchased. Users are encouraged to consider their purchase carefully before completing the transaction.

5. Limitation of Liability

Fynia provides services aimed at guiding users in optimizing their monthly credit payments to maximize savings and improve efficiency. However, Fynia does not guarantee specific financial outcomes and shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of its services. This includes, but is not limited to, errors, omissions, or user misinterpretation of guidance provided. Fynia’s role is advisory; the final decisions and actions remain the sole responsibility of the user.

6. Modifications to the Terms

Fynia reserves the right to modify these terms and conditions at any time, at its sole discretion. Any changes will be effective immediately upon posting on our website. We encourage you to periodically review this page for the latest information on our terms. Your continued use of our services following the posting of changes will constitute your acceptance of such changes.

7. Governing Law and Jurisdiction

These terms and conditions are governed by and construed in accordance with the laws of Colombia. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Colombia. By using our services, you agree that any legal action related to these terms must be filed in the courts located in Colombia.