Enter the 16-character access token you received by email after purchasing the service.
Enter the loan amount you'd like to optimize. If you already have a loan, use your current remaining balance. If you're simulating or starting a new loan, enter the planned loan amount instead.
Select the month and year of your next scheduled loan payment. This ensures Fynia can accurately project your savings and loan payoff timeline.
You may select a past date to simulate how Fynia would have optimized a previous loan, or a future date if you're planning a new loan.
Specify whether the rate you are entering is monthly or annual using the options below.
Enter the monthly amount applied to loan principal and interest only — do not include insurance or other fees.
Enter the average monthly amount for fees that stop when the loan ends (e.g., credit insurance, servicing/collection fees). This does not change the optimization; it’s only used to estimate extra savings from finishing earlier.
Calculating your plan…